00405    a2200145   4500001000700000003000400007005001700011008004100028082001400069100001800083245008400101260004700185300001000232700001700242065780OSt20210903154755.0                                          a368bK12P1 aKaikini, A.N.1 aPersonal accisent, sickness & misc. insurancescby A.N. Kaikini and R.D. Mishra  aMumbaibInsurance Institute of Indiac2009  a269p.  aMishra, R.D.